Time: The Wealth You Can’t Get Back

We talk a lot about money in our line of work—but let’s not forget the asset that might be even more valuable: time.

Unlike money, time doesn’t compound. You can’t save it for later. You can’t borrow it. You can’t invest it and hope for a better return down the road. Once it’s spent, it’s spent.

That’s why wise financial planning isn’t just about building wealth.It can also be about redeeming time—the time to enjoy your family, pursue your passions, live with purpose, and create memories that matter.

The Real ROI

When I meet with clients, they usually start with numbers:

• “Do I have enough?”

• “Can I retire early?”

• “What’s the tax impact of this decision?”

But behind every question is a deeper longing:

“Can I live the life I want with the time I have left?”

That’s the real return we’re after. Not just financial growth—but freedom. The freedom to give generously. To travel meaningfully. To rest without guilt. To work by choice—not by necessity.

Three Time Questions to Reflect On

As you think about your own wealth and legacy, here are a few questions to consider:

1. What’s one thing I keep putting off because I’m “too busy”?

   Busyness doesn’t always mean productivity. What’s truly worth your time?

2. Am I spending my money in ways that give me time—or take it away?

   Some purchases create margin. Others create maintenance.

3. If I had 10 more hours each week, how would I spend them?

   What you wish you had time for is often what matters most.

Build a Plan That Honors Time

At Tanner Wealth, we don’t just look at portfolios—we look at purpose. We guide our clients in creating financial strategies that help support the life they truly want to live. That includes retiring wisely, giving intentionally, and living freely—all in alignment with your values.

Because in the end, it’s not just about how much money you have.It’s also about whether your money is helping you live well—with the time you’ve been given.

Want to talk about how your current plan aligns with your future time goals?Let’s have a conversation. Click below to schedule a call.

By John Tanner, VP | Regional Leader | Wealth Advisor

FI Advisors, Inc.913 N PATTERSON STVALDOSTA, GA 31601 229-232-8211

Cetera Investors is a marketing name of Cetera Investment Services. Securities and Insurance Products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC, CA insurance license # 0A96522), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity.