🌿 The Spring Wealth Reset

Questions Families Should Be Asking Right Now

Spring has always symbolized renewal — a season to clear out what no longer serves us and make space for what matters most. In the world of wealth and legacy, that same mindset applies.

Whether you're managing a growing portfolio, preparing for retirement, or leading a family enterprise, spring can be an opportune time to pause, reflect, and recalibrate.

Here are six important questions every family who wants a reset should be asking this season as part of a proactive Spring Wealth Reset:

1. Is Our Financial Plan Still Aligned with Our Season of Life?

Life moves fast — and so should your financial plan.

Have there been changes in your health, business, family dynamics, or goals in the past year? Your plan should reflect where you are now, not just where you were when you created it.

2. Are We Being Strategic with Generosity?

Giving is more than a moral decision — it’s a strategic one.

Are you using tools like Donor-Advised Funds, Qualified Charitable Distributions, or appreciated stock gifts to maximize your impact while minimizing taxes?

Intentional generosity can help be one of the most powerful legacy-builders available — and spring may be a great time to review your giving goals for the year.

3. Are Our Estate Documents Up to Date — and Understood by Our Family?

An outdated will or trust is a common (and potentially costly) oversight.

Have you communicated your intentions to your heirs? Silence creates confusion. Conversations can help create clarity. Legacy isn’t just about the transfer of wealth — it’s about the transfer of wisdom.

4. Do Our Investments Still Reflect Our Risk Tolerance and Time Horizon?

With the market hitting new highs in February and then experiencing a downturn in March and now starting to recover some of those losses, it may be time to review your strategy.

Are you still positioned correctly? Too often, long bull runs, or significant market changes may cause portfolios to drift out of balance. Rebalancing helps ensure your investments are aligned with your current risk profile and goals — not yesterday’s assumptions.

5. Have We Scheduled a Family Wealth Conversation?

Wealth may lose its potential to be truly generational unless the next generation is equipped.

This season, consider hosting a conversation with your children or grandchildren about stewardship, values, and vision. You don’t need to reveal all the numbers — just open the door to relationships, responsibility, and shared purpose.

6. Are We Living Out the Story We Want Our Wealth to Tell?

Every family has a story. The question is — are you being intentional about what yours says?

Does your financial plan reflect your highest priorities? Are you strategically using your resources to make a meaningful difference? Are you building something that will outlast you?

Final Thought

Spring cleaning isn’t just for the attic — it can be for your financial life, too.

At Tanner Wealth, we believe clarity is the foundation of confidence. A simple reset — a few intentional questions — can help bring incredible confidence and set the course for an impactful year.

If you haven’t reviewed your plan this year, let’s do it together.

A fresh season can be a great time for a fresh perspective.

By John Tanner, VP | Regional Leader | Wealth AdvisorFINANCIAL IDENTITY ADVISORS INC 913 N PATTERSON ST VALDOSTA, GA 31601 229-232-8211

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Neither firm is affiliated with the financial institution where investment services are offered. Advisory services are only offered by Investment Adviser Representatives.

Investments are: Not FDIC/NCUSIF insured May lose value Not financial institution guaranteed Not a deposit *Not insured by any federal government agency.