Legacy Part 2: Building More Than Wealth

In our last post, we shared that legacy is far more than just a financial concept — it’s the sum of your values, your mindset, your faith, and the way you live your life every day.

At Tanner Wealth, we believe a lasting legacy is about who you are as much as it is about what you leave.

As we continue this conversation, it’s important to remember:Legacy isn’t something you prepare for only at the end. It’s something you build throughout your life.

Your Faith. Your Values. Your Mindset.

While your financial assets can fund and fuel opportunities for your family, they will never replace the deeper inheritance you leave through your beliefs, your life lessons, and your character.

True legacy planning asks:

·       Have I passed on the values that guided my decisions?

·       Have I modeled a mindset of resilience, gratitude, and purpose?

·       Have I equipped the next generation not just with wealth, but with wisdom?

When we sit down with clients, we encourage them to think beyond asset protection and wealth transfer. We help them think about legacy stewardship — how to intentionally live out and pass on what matters most.

Wealth is a resource. Faith, values, and mindset are the foundation.

Introducing: Letters of Legacy

One of the most meaningful tools we encourage families to create is called a Letter of Legacy.

A Letter of Legacy is a personal heartfelt letter you write to your loved ones that shares:

• Your core values and beliefs

• Important life lessons you want them to remember

• Hopes, dreams, and blessings for future generations

• The deeper meaning and intention behind your financial gifts

• Encouragement for how to live, lead, and love well

It’s a chance to put into words the heart behind your planning. It can bring clarity, comfort, and encouragement long after you’re gone.

It doesn’t replace legal documents like wills or trusts — but it adds a deeply personal layer that legal documents alone can never capture. Call it a life document: a way to pass down your voice, your heart, and your wisdom—not just your wealth.

Our team at Tanner Wealth can help you draft these Letters of Legacy — offering templates, examples, and thoughtful guidance to help you articulate the things that matter most. Whether it’s a message to your children, grandchildren, or causes you care about, we’re here to help you leave more than an inheritance — we’ll help you leave a voice, a vision, and a blessing making it a lasting treasure for those you love.

What Are You Setting in Motion?

Every conversation, every decision, every act of generosity sets something in motion. Whether you realize it or not, you are actively shaping the culture and future of your family and community right now.

Your legacy isn't just in the big moments — it’s in the daily ones.It’s how you show up, what you celebrate, and what you invest your time and heart into.

At Tanner Wealth, we’re here to help you protect your assets — but more importantly, we’re here to help you protect your purpose.

Because the greatest wealth you can pass down isn't just what's held in accounts — it's what's held in hearts.

If you’re ready to start creating your Letters of Legacy — and a future that carries your story forward — our team is ready to walk with you.

Let’s keep building something that truly lasts.

By John Tanner, VP | Regional Leader | Wealth AdvisorFI Advisors, Inc.913 N PATTERSON ST VALDOSTA, GA 31601 229-232-8211

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Advisory services are only offered by Investment Adviser Representatives. Investments are: Not FDIC/NCUSIF insured May lose value Not financial institution guaranteed Not a deposit *Not insured by any federal government agency.